BAD CREDIT LOANS

If you have had major credit problems we can still customize a California home loan for you. If you have had a bankruptcy, repossession, charge off's, mortgages, late payments, we can help. We specialize in Bad Credit Loans.

Click here to learn about credit reporting, the importance of good credit and ways you can improve your scores. Contact, Equifax, Transunion & Experian if you find any inaccurate credit information and wish to file a dispute, we can help with this.

If you are looking to improve your credit scores prior to getting your home loan, we can help by providing free credit consultation on ways to get a credit boost.

Important Credit Tips:
1. Never pay off old collections or bad debt.
2. Never close a credit card account.
3. Pay credit cards to 50% of your maximum limit.

California residents contact me and I will explain why it is important to follow these tips, otherwise your credit could be damaged for years.

Contact Heartland for a free credit consultation.

I recently purchased a second home through Heartland Funding. They treated me like family; I can't imagine using any other mortgage company.

R. Quinn, Belmont CA

We found that Heartland Real Estate Funding Corp. was very friendly and gave us prompt efficient service. Everything was upfront with no surprises. It was a pleasure to deal with them and we will gladly recommend them to anyone seeking a mortgage.

J. Gutin, Redondo Beach, CA

Heartland provided excellent service and quick response. They were extremely professional through the entire process. Finally a mortgage company that goes above and beyond to satisfy a customer.

R Erickson, Simi Valley, CA

Our closing went very well. What a delight! While I dreaded the process, all things were very smooth. All those I dealt with were professional and very easy to work with. They are the best mortgage company in California.

J. Watson, Sacramento, CA

"Heartland Funding is a wonderful company.  We received fast, friendly, and convenient service.  They not only helped us consolidate all our bills, but they got us an equity line too.  In the past, we have had bad experiences with other mortgage companies but at Heartland Funding they worked hard and made it all possible.  We highly recommend Heartland Funding to anyone. ." 

B. Huber, San Jose, CA